Excess Uninsured Motorist

What is Excess Uninsured Motorist coverage and why is it important? The minimum required liability limit in the state of Georgia is $25,000. Additionally, the number of uninsured drivers is staggering. Getting hit by one of these drivers would have a huge financial impact on you, through no fault of your own! Excess Uninsured / […]

Do you live within an HOA?

Do you live in a neighborhood with a Homeowner’s Association (HOA)? Loss Assessment coverage is extremely important for property owners within Associations. Loss Assessment coverage protects property owners from financial assessments by the Association against all members. The loss can be property or liability. The loss must be caused by something that would be covered […]


FOR CLAIMS INFORMATION CLICK HERE Thomas J. Insurance, Inc. is a Family Owned Independent Insurance Agency located in Historic Savannah, Georgia. We handle Personal and Commercial Property and Casualty Insurance and Bonds. We are focused on the protection of our client’s assets. Through our membership in the Strategic Insurance Agency Alliance, we are able to […]

Personal Insurance

Personal Insurance refers to the type of insurance you can buy to reduce your exposure in the event of a loss. It also refers to professional service you can expect and deserve from your insurance agent. Learn More >

Business Insurance

Do you own or control a business? If so, our professional staff can use our market access to provide you with the broad coverage at a low price. Protecting your business, family, assets and employees is a our paramount focus. Our focus on your business allows you peace of mind and to focus on running […]